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Do MSMEs only think about profit? Understanding ESG and Materiality Assessment. By CA. Balaji Padmanabhan
Things are changing quickly. MSMEs must consider their impact on the environment , people , and governance practices. This is where ESG...

CA Balaji Padmanabhan
Apr 13, 20253 min read


Supply Chain Sustainability: A Key to Success for Indian MSMEs. By CA. Balaji Padmanabhan
Supply Chain Sustainability refers to the integration of environmental, social, and economic concerns into the management of supply...

CA Balaji Padmanabhan
Apr 12, 20253 min read


What is SDG and how is SDG is related to NGRBC in India. By CA. Balaji Padmanabhan
SDG stands for Sustainable Development Goals , a set of 17 global goals adopted by the United Nations in 2015 as part of the 2030 Agenda...

CA Balaji Padmanabhan
Apr 12, 20253 min read


A Beginner’s Guide to the National Guidelines on Responsible Business Conduct (NGRBC) for Indian MSMEs. By CA. Balaji Padmanabhan
In today’s fast-changing world, businesses in India—especially Micro, Small, and Medium Enterprises (MSMEs) —are under increasing...

CA Balaji Padmanabhan
Apr 12, 20254 min read


ESG vs Sustainability: What Every Indian MSME Should Know. By CA. Balaji Padmanabhan
If you're running a Micro, Small, or Medium Enterprise (MSME) in India, you’ve likely heard the terms ESG and Sustainability being tossed...

CA Balaji Padmanabhan
Apr 11, 20253 min read


From Compliance to Competitive Edge: The Power of ESG for Indian Businesses. By CA. Balaji Padmanabhan
MSME's for ESG ESG stands for Environmental, Social, and Governance. It is a framework used by companies to measure and report their...

CA Balaji Padmanabhan
Apr 11, 20253 min read


Understanding the Difference Between Social Impact Assessment (SIA) and Environmental Impact Assessment (EIA). By CA. Balaji Padmanabhan
When planning any project, understanding its potential impacts is essential to ensure sustainable development. Two key tools for this...

CA Balaji Padmanabhan
Dec 29, 20243 min read


ESG Compliance for Real Estate Developers: A Comprehensive Guide. By CA. Balaji Padmanabhan
Any enterprise cannot survive in the coming years without its emphasis on Environmental, Social, and Governance (ESG) practices. These...

CA Balaji Padmanabhan
Dec 29, 20245 min read


From Concept to Completion: How Real Estate Developers Can Get Project Construction Loans. By CA. Balaji Padmanabhan
A construction loan to Real Estate Developers (also known as Builder Project Finance) is a short term to medium term, high-interest loan...

CA Balaji Padmanabhan
Oct 9, 20242 min read


A Complete Guide to Regulatory, Financial, and Legal Documentation for Indian Micro and Small Businesses. By CA. Balaji Padmanabhan
It is very important that Business Owners maintain a copy of following documents at their main business and at branches or Godown as per...

CA Balaji Padmanabhan
Sep 22, 20242 min read


Elevating Your Business: How Proper Accounting Drives Compliance, Credibility, and Financial Stability for your enterprise. By CA. Balaji Padmanabhan
Here are 11 important reasons why micro and small enterprises (MSEs) in India should maintain proper books of accounts: 1. ...

CA Balaji Padmanabhan
Sep 22, 20241 min read


11 Reasons to Choose a Professional Loan Consultant. By CA. Balaji Padmanabhan
In a country like India, Loan consultancy is not regulated fully. Due to this, the markets are flooded with different self-proclaimed...

CA Balaji Padmanabhan
Sep 22, 20243 min read


Strategies for MSE Business Owners to Navigate Adverse Conditions: A Comprehensive Approach to Ensure Survival and Growth
There is old Proverb, “A Stich in time, saves nine”. When micro and small enterprises (MSEs) business owners face adverse business...

CA Balaji Padmanabhan
Sep 5, 20243 min read


Maximizing Your Exhibition ROI: Key Metrics for MSEs. By CA. Balaji Padmanabhan
Participating in exhibitions can offer micro and small enterprises (MSEs) a range of benefits, including: Increased Visibility Networking...

CA Balaji Padmanabhan
Sep 3, 20241 min read


Empowering Small Businesses to Think Big and Green. By CA. Balaji Padmanabhan
When Micro, Small enterprises struggle to survive, can they think about People, Planet Profit with the same view point? This is a tough...

CA Balaji Padmanabhan
Sep 3, 20242 min read


Insurance for Small Businesses: A Crucial Component of Risk Management Planning. By CA. Balaji Padmanabhan
In India, small business owners have access to a variety of insurance options to protect their businesses, assets, employees, and...

CA Balaji Padmanabhan
Sep 3, 20242 min read


Comprehensive Strategies for Small Hotel Owners to Achieve Success. By CA. Balaji Padmanabhan
Management of Hotels in India can be a very challenging task especially for small hotel owners. However certain steps can be taken by...

CA Balaji Padmanabhan
Aug 27, 20243 min read


GST and Improved Cash Flow Management for MSMEs.By CA. Balaji Padmanabhan
GST registration and filing can significantly help MSMEs (Micro, Small, and Medium Enterprises) grow their business. Few benefits are as...

CA Balaji Padmanabhan
Aug 25, 20242 min read


Cracking the Code: 15 Factors to get the Perfect Investor for Your Business. By CA. Balaji Padmanabhan
MSME’s need investors for achieving their business plan, but in most cases lack understanding of what investors look at. The MSME’s rely...

CA Balaji Padmanabhan
Aug 24, 20242 min read


Navigating Loan Sanction Terms: A 9 Step Guide for Micro and Small Enterprises. By CA. Balaji Padmanabhan
Careful understanding of Sanction Terms and Conditions as mentioned in Sanction Letter is important for all types of borrowers, it is...

CA Balaji Padmanabhan
Aug 22, 20243 min read
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